Medicare is a federal health insurance program primarily for individuals 65 and older, but it also covers younger people with certain disabilities or conditions like end-stage renal disease.

Medicare part A covers in hospital care, skilled nursing facilities, hospice, and some home health services.

You may need a Medicare Advantage Prescription Drug (MAPD) Plan or Medicare Supplement plan to fill the gaps in Original Medicare coverage. While Medicare Parts A and B cover hospital and medical services, they do not cover everything. MAPD plans offer additional benefits like prescription drugs, dental, vision. Medicare Supplement plans, also known as Medigap, help pay for out-of-pocket costs such as deductibles and co-payments. These plans provide extra financial protection and often more comprehensive healthcare coverage.